When I bought my home in 2003, I was taken to task for my home choice. Why? Because I had researched what I could afford. I researched the areas I wanted to live in. I also chose to take a loan only for the purchase price, not the value of the property (which was significantly higher). Additionally, I opted for a fixed rate loan. I did a ton of research and knew exactly what I could afford and what I was willing to deal with. For my trouble, I was... Read more »




